One-upping the Insurance Company

About two decades ago when I had loose change in my pocket I bought a lifetime annuity from Fidelity, and invested it in various funds. My sweet broker at the time is long deceased. All these years it has been paying me prox $600 a month. Well, at that time my life expectancy was 85 and nine months. Yesterday when I checked I noted the investment will be exhausted next April. So beginning next May I will have outlived the insurance company's formula, and I will be making the insurance company fork over this amount each month from its own coffers. Can you imagine? A good reason to get back on the treadmill and pump some iron.